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CONSUMER PROTECTION - Civil Rights - How to complain to the ombudsman

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CONSUMER PROTECTION - Civil Rights

OMBUDSMAN SERVICES  - The Telecommunications Industry Ombudsman

 

The Telecommunications Industry Ombudsman - TIO is a free and independent alternative dispute resolution scheme for small business and residential consumers in Australia with unresolved complaints about their telephone or internet services.

 

YOU have to try to resolve your complaint directly with your provider? Please do this before you contact us.

 

Contact The Telecommunications Industry Ombudsman - TIO

 

Telephone

1800 062 058

Monday to Friday between 9am and 5pm Australian Eastern Standard Time.

Free from a landline, but charged at standard mobile call rates if you call from a mobile.

 

Switchboard telephone:

03 8600 8700

 

Fax

1800 630 614

 to complaints centre

 

You can lodge a complaint with the TIO online or by phone, email or in writing.

 

If you need an interpreter TIO will organise the service for you

TIO accept letters written in Braille

National Relay Service - For callers with a hearing disability

The TIO can accept complaints from advocates on behalf of consumers advocates.

 

Office hours

The TIO is open between 9am and 5pm Australian Eastern Standard Time

 

The Telecommunications Industry Ombudsman - TIO

web site http://www.tio.com.au/

 

 

BACK TO CONSUMER PROTECTION - OMBUDSMAN SERVICES

 

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OMBUDSMAN SERVICES  - The Commonwealth Ombudsman assists the Australian community

 

The Commonwealth Ombudsman - Consider and investigate complaints about Australian Government departments and agencies.

The Commonwealth Ombudsman is also the Defence Force Ombudsman, the Immigration Ombudsman, the Law Enforcement Ombudsman, the Postal Industry Ombudsman and the Taxation Ombudsman.

 

The Commonwealth Ombudsman offices in Adelaide, Alice Springs, Brisbane, Canberra, Darwin, Hobart, Melbourne, Perth and Sydney.

 

 

Contact The Commonwealth Ombudsman

 

Telephone

1300 362 072
    Monday to Friday 9am—5pm (AEST); 7am—4pm Western Australia

 

SMS

0413 COM OMB - 0413 266 662

 

Email ombudsman@ombudsman.gov.au

 

You can lodge a complaint with The Commonwealth Ombudsman

online or by phone, or in writing.

 

Contact details for the offices in Adelaide, Alice Springs, Brisbane,

Canberra, Darwin, Hobart, Melbourne, Perth and Sydney.

 

Publications - The Commonwealth Ombudsman

 

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OMBUDSMAN SERVICES  - Banking and Financial Services

Ombudsman - BFSO

 

Banking and Financial Services Ombudsman - BFSO A dispute resolution service dealing with disputes that individuals and small business have with their financial service providers.

As a general rule, BFSO can consider your dispute if:
 - It is about a financial service provided by a member bank or an affiliate;
 - You are an individual or a small business; and
 - The amount of loss you claim is less than $280,000
 

There are some types of disputes that BFSO are unable to consider. These are set out in the Terms of Reference (disputes about general policies such as interest rates, fees and branch closures, ...)

Please, Use BFSO Jurisdiction Checker to work out whether your dispute is within BFSO jurisdiction.

 

You should contact your service provider’s customer relations department to give it the opportunity to resolve the dispute to your satisfaction.

 

Contact Banking and Financial Services Ombudsman - BFSO

 

Telephone

1300 78 08 08
    Monday to Friday
    between 9.00 am and 5.00 pm AEST

 Fax

(03) 9613 7345

 You can lodge a complaint with the BFSO online or by phone, or in writing.

 For callers with a hearing disability

 The BFSO can accept complaints from advocates on behalf of consumers advocates.

 

Banking and Financial Services Ombudsman - BFSO

web site http://www.bfso.org.au/ABIOWeb/abiowebsite.nsf

 

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OMBUDSMAN SERVICES  - Insurance Ombudsman Service

 

The Insurance Ombudsman Service - IOS assists in resolving disputes between consumers and participating companies. If you have a dispute with a insurance company then IOS may be able to help you resolve it. Information on IOS procedures, jurisdiction, decision making and other services are under "What We Do" HERE.

Independent decision makers are appointed by the Board to determine disputes referred to the Service.

 

Contact The Insurance Ombudsman Service - IOS
PHONE
National Toll Free
(Local call fees apply)
1300 78 08 08
FAX: 9621 2060
 
EMAIL
ios@insuranceombudsman.com.au
 
POST
Insurance Ombudsman Service
PO Box 561, Collins St West
MELBOURNE  VIC  8007
 
WEBSITE
www.insuranceombudsman.com.au

 

Consumer Information

 

Please click on the links for further information on Your Dispute at IOS; What consumers are entitled to expect under the Code and general information on travel, motor and home insurance. This section also includes special information for seniors on insurance issues and for uninsured motorists.

 

Financial Hardship Provisions under the Code

If you hold an insurance policy with the Insurance Provider and you have lodged a claim with your Insurance Provider, and you can satisfactorily show your Insurance Provider that you are in urgent financial need of the benefits you are entitled to under your policy, your Insurance Provider must within five business days: MORE

 

Participating Companies

Insurers

 

AAMI

Accident & Health International Pty Ltd

Allianz Australia Insurance Ltd

Australian Alliance Insurance Company Ltd (APIA, Shannons and IMR)

Australian Insurance Corporation Pty Limited (AIC)

Australian International Insurance Ltd

Auto and General Insurance Company Limited

Columbus Direct Travel Insurance

CommInsure

Credicorp Insurance Pty Ltd

Elders Insurance Limited

Guild Insurance Limited

HBF Health Funds Inc.

IAG Limited

CGU Insurance Limited

CGU Insurance Limited

HBA General Insurance

Mutual Community General Insurance

NRMA Insurance NSW/ACT

NRMA Insurance QLD

RACV

SGIC

SGIO

ING Australia Limited

Lloyd’s Australia Limited

Lumley General Insurance Limited

MB Insurance Group Pty Limited

Mitsui Sumitomo Insurance

Mondial Group

MTA Insurance Limited

QBE Insurance (Aust) Ltd

RACQ Insurance Limited

St Andrew Australia

Suncorp

Swann Insurance

Toyota Insurance

Vero Travel

Virginia Surety Company, Inc (VSC)

Wesfarmers Federation Insurance Ltd

Westpac General Insurance

Western QBE and QBE Travel

Zurich Financial Services Australia Limited

 

LIST OF

Underwriting Agents & Related Entities

Medical Insures

Reinsurers

Code Participants

 

 

 

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Tested, certified and recommended by the International Society for Electrosmog - IGEF

see web site

 

 

“That the Freedom of the

Press is one of the great Bulwarks of Liberty and can never be restrained but by despotic Governments.”
The Bill of Rights.

Art. 11, 28th of June, 1776.


 

 

 

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